For a thorough consultation, you can access your credit report by enrolling in the SmartCredit 7-day trial for $1.99. Pulling your own credit report won’t affect your score. If you sign up with Top-Notch Credit Solutions, credit monitoring is included in your monthly fee. Check out our “Pricing” page for plan details. Ensure credit monitoring enrollment is completed within a day of scheduling your consultation. Text your username and password to 252-563-4148 so we can access your credit report for review.